Luxury Cruising for Military Families

Luxury Cruises for Military and Veterans

Small ships, generous inclusions and genuinely personal service. Here is how the luxury cruise lines compare, and how a military discount fits into the picture.

Quick Answer

Luxury cruises for military and veterans are available on nearly every high-end line through Military Cruise Deals, which takes at least 5% off the cruise fare and stacks it on top of the cruise line's own promotions. Most luxury lines do not publish a military rate of their own, so booking through a military-focused agency is usually the way to get one. Active duty, retirees, all veterans, their spouses and family or friends traveling with them all qualify.

Last updated: October 2026 · By the Military Cruise Deals team: Mitch, Kevin & Hope

At a Glance

Military discountAt least 5% off the cruise fare, stacked on cruise line promotions
Who qualifiesActive duty, retirees, all veterans, military & veteran spouses, plus family and friends traveling with them
Booking feesNone (no booking, change or cancellation fees from us)
Price monitoringFree, from booking until final payment
PaymentsMade directly to the cruise line
In business since2001, military-family-owned, A+ BBB rating
Call us866-964-5482 (international 256-485-6792), 7 days a week

What Makes a Cruise Line Truly Luxury

A luxury cruise is defined less by chandeliers and more by how few things you have to think about. True luxury lines sail smaller ships with a high ratio of crew to guests, so service feels personal: the bartender remembers your drink, the dining room seats you when you want, and your suite attendant knows your routine by day two.

Ships are typically all-suite, carrying a few hundred guests rather than several thousand. That smaller footprint lets them dock in harbors and tuck into ports that megaships skip, and it keeps lines at embarkation, the buffet and the tender platform short. Most fares fold in the things that add up quickly on a mainstream cruise: drinks, gratuities and specialty dining.

Lines generally considered in the top tier include Regent Seven Seas, Seabourn, Silversea, Crystal, Explora Journeys, SeaDream and Paul Gauguin. Viking Ocean sits close to that tier with its adult-only, smaller ships and strong inclusions.

Luxury vs. Luxury Light

Below the top tier is a group often called luxury light or upper premium. These lines deliver excellent food and attentive service on mid-size or small ships, but fewer extras are built into the fare, and prices are lower as a result.

Oceania Cruises, Azamara and Windstar are the best-known examples. Oceania is famous for its cuisine, Azamara for longer port stays and overnights, and Windstar for small sailing yachts and motor yachts. For many travelers, a luxury light line paired with a well-chosen drink or excursion package lands close to the true luxury experience for less money.

The right choice depends on what you value. If you want one price that covers nearly everything, stay in the top tier. If you care most about food, itinerary and a relaxed small-ship feel, luxury light can be the smarter buy.

What's Typically Included on a Luxury Cruise

Inclusions vary by line and sometimes by fare type, so always compare apples to apples. As a general guide, the top-tier lines include most of the following.

  • Spacious suites, most with a private veranda
  • Open bar or wine and spirits throughout the ship
  • Gratuities for the crew
  • All dining venues, with no specialty restaurant surcharges on most lines
  • In-suite minibar, 24-hour room service and Wi-Fi on many lines
  • Shore excursions on some lines (Regent includes many; Viking includes one in most ports)
  • Airfare and transfers on certain fares or lines, often declinable for a lower price

How Our Military Discount Works on Luxury Cruises for Military and Veterans

We start with the cruise line's lowest available price, including whatever promotion it is running, and then take at least 5% off the cruise fare. The discount applies to the fare itself, not to taxes, port fees or air. On select sailings we can also add onboard credit or other amenities, thanks to our membership in several large travel consortia.

There are no fees from us of any kind, and your payments go straight to the cruise line, never through our agency. After you book, we keep watching the rate until final payment and ask the line to re-fare you if the price drops, though some non-refundable fares cannot be adjusted.

Already booked directly with the cruise line? Bookings can usually be transferred to us before final payment, keeping the same cabin and booking number.

How to Choose the Right Luxury Line

Start with the itinerary and the season, then narrow by ship size and inclusions. A few guidelines help most of our clients decide quickly.

  • Want one fare that covers nearly everything? Look at Regent Seven Seas, Seabourn or Silversea.
  • Food is the priority? Oceania and Explora Journeys are strong picks.
  • Prefer a yacht feel with very few guests? Consider SeaDream, Windstar or the Ritz-Carlton Yacht Collection, where we provide expert advice and free price monitoring.
  • Bringing children? Most luxury guests are adult couples; ask us which ships handle families well.
  • Looking for value? Shoulder seasons and longer voyages often price better per night.
  • Craving remote places? Expedition ships reach Antarctica, the Arctic and the Galapagos in comfort.

Explore by Line & Style

Luxury Cruise Guides for Military Families

Ultra-Luxury Ocean CruisingSeabourn Military DiscountSeabourn is one of the most inclusive small-ship lines at sea. Here is how military families and veterans can sail it for less, and what the fare already covers.Read more →Ultra-Luxury Ocean & ExpeditionSilversea Military DiscountSilversea pairs butler service in every suite with an all-inclusive fare and a deep expedition fleet. Here is how military families and veterans can pay less for it.Read more →All-Inclusive Luxury CruisingRegent Seven Seas Military DiscountRegent Seven Seas builds more into its fare than almost any line afloat, including many shore excursions. Here is how military families and veterans can take a little more off.Read more →All-Suite Ocean JourneysExplora Journeys Military DiscountExplora Journeys brings a relaxed, residential style of luxury to the sea. Here is how military families can book it for less, and what the fare already covers.Read more →Classic Ultra-Luxury CruisingCrystal Cruises Military DiscountCrystal is back under new ownership with refreshed ships and a strong focus on service. Military families can sail it for less by booking through us.Read more →Luxury Yacht CruisingRitz-Carlton Yacht CollectionThe Ritz-Carlton Yacht Collection pairs a famous hotel name with small, elegant yachts. Here is what to know, and how we help military families plan the right voyage.Read more →Upper-Premium Ocean CruisingOceania Cruises Military DiscountOceania is known for food first, with intimate ships and port-rich itineraries. Here is how military families and veterans can sail it for less.Read more →Adults-Only Ocean & Expedition CruisingViking Ocean Military DiscountViking built its ocean fleet for travelers who want culture, calm and a lot already included. Here is how military families can lower the fare on a Viking ocean or expedition voyage.Read more →Luxury Expedition CruisingPonant Military DiscountPonant takes small luxury ships to places big ships cannot reach, from Antarctica to the Arctic. Military families can book it for less through us.Read more →All-Inclusive South Pacific CruisingPaul Gauguin Military DiscountThe m/s Paul Gauguin was built for the shallow lagoons of French Polynesia, and nearly everything on board is included. Military families can take a meaningful amount off the fare.Read more →Small-Ship Yacht CruisingWindstar Military DiscountWindstar sails a fleet of small yachts, some with real working sails, into harbors big ships pass by. Here is how military families save on a Windstar voyage.Read more →Luxury Polar ExpeditionsAntarctica Luxury CruisesAntarctica is the trip many veterans save for. Today's luxury expedition ships pair real polar access with suites, fine dining and expert guides, and military families can save on all of them.Read more →River Cruising in Europe & BeyondLuxury River CruisesRiver ships carry a fraction of the guests of an ocean liner and dock right in town. Here is how the leading luxury river lines compare and how to save as a military family.Read more →Around the World by SeaLuxury World CruisesA world cruise is months at sea, dozens of countries and one unpacking. Here is how these voyages work, which lines run them and how to save as a military family.Read more →Ship-Within-a-Ship SuitesLuxury Suites on Big ShipsSome of the biggest ships at sea hide a small, private luxury enclave inside. Here is how the major suite programs compare and how military families can save on them.Read more →

Why Book With Us

Military Cruise Deals, Since 2001

A military family-owned agency with an A+ BBB rating, 50,000+ past customers and 925+ five-star reviews.

01

No Fees, Ever

No booking, change or cancellation fees. Your payments go directly to the cruise line.

02

Real Cruise Experts

You work with Mitch, Kevin and Hope, owner-operators who have sailed the luxury lines themselves.

03

Price Watching

We monitor your rate until final payment and ask the line to re-fare you if it drops.

Questions & Answers

Luxury Cruise Lines FAQ

Do luxury cruise lines offer military discounts?

Most luxury lines do not publish a military rate of their own. Military Cruise Deals takes at least 5% off the cruise fare on nearly every line and stacks it on top of the cruise line's current promotions.

Who qualifies for a military discount on a luxury cruise?

Active duty, retired military, all veterans, and all military and veteran spouses, including surviving and divorced spouses. Family and friends traveling with them qualify too, even in separate cabins.

What is the difference between luxury and luxury light cruise lines?

True luxury lines include most extras such as drinks and gratuities and sail smaller, all-suite ships with very high staffing levels. Luxury light lines like Oceania, Azamara and Windstar offer excellent food and service but include less in the fare and cost less.

Does the military discount apply to taxes and port fees?

No. The discount applies to the cruise fare only, not to taxes, port fees or airfare.

Can I transfer a luxury cruise I booked directly to get the military discount?

Usually yes, as long as final payment has not been made. You keep the same cabin and booking number.

Are there fees to book a luxury cruise through Military Cruise Deals?

No. We charge no booking, change or cancellation fees, though the cruise line's own cancellation penalties still apply.

Who do I pay when I book through Military Cruise Deals?

Your payments are processed directly by the cruise line. Our agency never holds your money.

Your Luxury Voyage Begins With a Conversation

Talk to a Luxury Cruise Specialist

Tell us how you like to travel and we will match you to the right ship, suite and itinerary, with every discount and amenity we can stack.

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